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CreditLens

Over the last 20 years, Moody’s Solutions for Credit Risk Assessment have become the industry standard in wholesale banking, helping financial institutions to better understand and quantify credit risk. RiskMatrix’s core expertise lies in supporting projects of Moody’s CreditLens solution - a comprehensive enterprise-wide Credit Assessment and Origination platform. Moody’s Credit Assessment and Origination solutions are currently utilized by thousands of banks globally.

CreditLens incorporates various modules that can be deployed in a concurrent or incremental fashion to meet the needs of the banks.

Key features and modules

Entity Management

Create detailed legal and credit relationships between entities for an enhanced financial analysis, ratings and facility management purposes.

Financial Analysis

Collect and store historical financial statements in a centralized manner and perform a detailed financial analysis.

Covenants Management

Define, automate and monitor financial and non-financial covenants at various stages of the credit lifecycle.

Projections and what-if analysis

Build system-generated or user-defined projections from key drivers or through a bottom up approach.

Business Process and Collaboration

Utilize a Business Rules Automation engine to configure the bank’s credit policies and processes in the credit decision-making.

Single Name and Portfolio Reporting

Assess multi-dimensional reports at both single obligor and portfolio level.

Credit Presentation

Formalize a Credit Presentation (Credit Memorandum) via the web user interface enabling a virtual credit approval.
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